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Privacy Notice and Disclosure

Country Financial Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.

If after this notice you have questions, please contact us at: (904) 259-6702, or write to:

Country Financial Credit Union
602 South 6th Street
Macclenny, FL 32063


As a member of Country Financial, you agree to our Membership Application Agreement. You also expressly consent to allowing Country Financial, its affiliates, agents, assigns, and service providers contact you at any telephone number you have or in the future provide and that is associated with your account(s). These numbers include but are not limited to cellular phones, wireless telephone numbers, or other wireless devices, regardless of whether you incur charges as a result. You have the right to revoke consent by notifying Country Financial through any reasonable means.

Information We Collect About You:

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications and other forms
  • Information about your transactions with us
  • Information we receive from a consumer reporting agency

We may disclose all of the information we collect, as described above, as permitted by law.

Parties Who Receive Information From Us:

We may disclose nonpublic personal information about you to the following types of third parties:

  • Financial service providers, such as insurance companies, mortgage service companies, and securities broker-dealers
  • Non-financial companies, such as consumer reporting agencies, data processors, check/share draft printers, financial statement publishers, retailers, plastic card processors, direct marketers, and government agencies.

Disclosure of Information to Parties That Provide Service to Us:

In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services.  We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.

Disclosure of Information About Former Members:

If you terminate your membership with Country Financial Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.

How We Protect Your Information:

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What Members Can Do to Help:

Country Financial Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

  • Protect your account numbers, plastic card numbers, PINs (personal identification numbers) or passwords. Never keep your PIN with your card, which can provide free access to your accounts if your card is lost or stolen.
  • Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
  • Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately.
  • Let us know if you have questions. Please do not hesitate to call us -- we are here to serve you.

Terms & Conditions

IDSafechoice Select Terms & Conditions
Click here to view the Documentation

Credit Card Terms of Service
Click here to view the Documentation

Electronic Funds Tranfer Disclosure
Click here to view the Documentation

Fund Availability Policy
Click here to view the Documentation

Privacy Policy
Click here to view the Documentation

Understanding Your Business Account
Click here to view the Documentation

Understanding Your Consumer Account
Click here to view the Documentation

Your Home Loan Toolkit
Click here to view the Documentation

SYSTEM REQUIREMENTS FOR COUNTRY FINANCIAL CU MOBILE BANKING APP
Click here to view the Documentation

SYSTEM REQUIREMENTS FOR COUNTRY FINANCIAL CREDIT UNION REMOTE DEPOSIT CAPTURE (MOBILE DEPOSIT) SERVICES
Click here to view the Documentation

VISA DEBIT CARD DISCLOSURE
Click here to view the Documentation