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DIVIDEND RATES

Loan Rates Dividend Rates Fee Schedule

Description Annual Percentage Rate* Annual Percentage Yield*
Share Accounts
Regular Share 0.25% 0.25%
Share Draft (Checking) Accounts
Regular Share Draft 0.00% 0.00%
***Mega Money Draft 0.25% 0.25%
Certificates of Deposit (APR/APY)
APR
APY
6 Months 12 Months 24 Months 36 Months 48 Months 60 Months
< $5,000 1.19%
1.20%
1.55%
1.56%
2.20%
2.21%
2.25%
2.26%
2.30%
2.31%
2.45%
2.46%
$5,000 - 25,000 1.19%
1.20%
1.55%
1.56%
2.20%
2.21%
2.25%
2.26%
2.30%
2.31%
2.45%
2.46%
$25,001 - 50,000 1.19%
1.20%
1.55%
1.56%
2.20%
2.21%
2.25%
2.26%
2.30%
2.31%
2.45%
2.46%
$50,001 - 75,000 1.19%
1.20%
1.55%
1.56%
2.20%
2.21%
2.25%
2.26%
2.30%
2.31%
2.45%
2.46%
$75,000 - 100,000 1.19%
1.20%
1.55%
1.56%
2.20%
2.21%
2.25%
2.26%
2.30%
2.31%
2.45%
2.46%
> $100,001 1.19%
1.20%
1.55%
1.56%
2.20%
2.21%
2.25%
2.26%
2.30%
2.31%
2.45%
2.46%
Traditional/Roth IRA Accounts
< $15,000 0.75% 0.75%
$15,000-50,000 1.00% 1.00%
$50,001-100,000 1.00% 1.00%
$101,000-150,000 1.25% 1.26%
> $150,000 1.25% 1.26%
Club Accounts
Christmas Club   0.35%**
Kids' Club   0.40%**
Club Savings   0.25%**
Super Cash
< $5,000 0.00% 0.00%
$5,000 - 49,000 0.60% 0.61%
$50,000 - 99,999 0.75% 0.76%
$100,000 - 149,000 0.85% 0.86%
> $150,000 1.09% 1.10%

Rates shown are effective as of 06/21/2018 unless otherwise noted.
*Rates and Terms are subject to change without notice.
**Balance must be $50 and greater.
***Mega Money accounts only earn dividends when the monthly balance is maintained at a minimum of $5,000.00.